Funding Guide
Small Business Funding For Auto Repair Businesses.
Flexible funding solutions to keep your shop running smoothly—no matter what pulls into the bay.
No Application Fees
Unlike most other companies, we won't ever charge you a fee to apply, or any junk fees.
No Collateral Needed
No need to secure the payback with property, equipment, or any of your other assets.
No Lengthy Paperwork
All that we need is a one-page application and 4 months of business bank statements.
No Personal Guarantee
Most options are secured by the business' revenue, and not by the business' owner.
Reliable Funding Solutions For Auto Repair Businesses.
Running a repair shop means managing fast-moving parts, high-ticket equipment, and unpredictable customer flow. Whether you’re waiting on insurance payouts, covering rising parts costs, or trying to replace a busted lift, one delay can stall your entire shop.
That’s where we come in. At Capitalize Funding, we offer fast, flexible funding to help auto repair businesses handle daily operations and seize growth opportunities. Whether you run a small garage or a multi-bay facility, we’ve got the tools (and the capital) to keep your business in motion.
Why Auto Repair Businesses Trust Capitalize.
Auto repair isn’t just about fixing cars—it’s about keeping your shop running efficiently in a business where costs hit hard and fast. Parts must be ordered before customers pay, labor needs to stay consistent, and equipment can break down at the worst possible time.
At Capitalize, we understand how unpredictable cash flow can be in the automotive world. That’s why we offer funding options tailored for repair shops—so you can cover gaps, handle emergencies, and focus on keeping your bays full. With funding as fast as 24-hours, we help you stay on the road.
Real-World Funding Solutions
Forget one-size-fits-all. Our funding adapts to your business—whether it’s seasonal slowdowns, unexpected expenses, or growth opportunities.
Fast, Hassle-Free Approvals
Because you’ve got better things to do than wait weeks for a decision. Our process is quick, simple, and gets you the funds when you need them.
We Say Yes (When Banks Won't)
Not everyone has perfect credit, and that’s okay. We focus on your business performance, not just your credit score, to get you the funding you deserve.
No Confusing, Misleading Terms
You’ll always know what you’re getting—no hidden fees, no fine print. Just clear, straight-forward funding that works for your business.
How Auto Repair Companies Utilize Small Business Funding.
In auto repair, it’s common to spend money before you make it. Parts, labor, and tools all cost upfront—and insurance delays or slow-paying customers can cause serious gaps. That’s why repair shop owners turn to flexible funding to keep things running smoothly.
Here are some of the most common ways auto repair companies use funding:
Purchasing Parts Upfront
Parts need to be ordered before the car leaves the lift—but customers and insurers often delay. Funding gives you the cash to order what you need, when you need it.
Upgrading or Expanding Shop
Ready to take on more volume or offer new services? Funding helps you expand your space, add bays, or invest in new tech without draining reserves.
Covering Payroll Costs
Even during slow weeks or delays, your techs still need to get paid. Business funding ensures payroll never stalls, even when customers do.
Repairing or Replacing Equipment
Lifts, scanners, compressors—when they go down, so does your revenue. Funding helps you fix or replace essential equipment fast.
Applying For Auto Repair Business Funding.
Applying for roofing company funding is fast and hassle-free. We know you don’t have time to chase paperwork—so we’ve streamlined the process. Whether you’re covering parts, payroll, or an urgent equipment repair, we’ll help you secure the capital you need.
We make the application process fast and hassle-free, so you can secure the capital you need without delays. Get started today and keep your shop running smoothly and stay focused on the work in front of you.
Step 1: Complete Your Application
Fill out our quick online form with basic business details and recent business bank statements.
Step 2: Get Approved For Funding
Our team will review your submission and provide tailored funding options to suit your needs.
Step 3: Receive Your Funds Fast
Your business will receive funds in as little as 24-hours to help you manage cash flow and grow.
Keep Your Auto Repair Business Running
With Capital That Moves As Fast As You Do.
Whether you’re covering an unexpected repair, paying your crew, or stocking up on parts, Capitalize Funding helps you keep your shop open and profitable. With fast approvals, flexible options, and zero fluff, we’re here to support your shop through every upshift and slowdown. Schedule a consultation with our team, or apply now and keep things moving forward—one car, one client, one lift at a time.