Funding Guide
Flexible funding to make sure your salon
is always fully styled, stocked, and staffed.
No Application Fees
Unlike most other companies, we won't ever charge you a fee to apply, or any junk fees.
No Collateral Needed
No need to secure the payback with property, equipment, or any of your other assets.
No Lengthy Paperwork
All that we need is a one-page application and 4 months of business bank statements.
No Personal Guarantee
Most options are secured by the business' revenue, and not by the business' owner.
Polished Small Business
Funding For Beauty Salons.
Running a salon means more than cutting hair—it means managing overhead, product costs, scheduling gaps, and staffing challenges. Whether you rent out chairs, operate a full-service spa, or own a boutique salon, unexpected expenses can leave you in a bind.
That’s why salon owners turn to Capitalize Funding. We offer fast, flexible capital so you can restock products, pay your team, upgrade your equipment, or handle anything that pops up between client appointments. We make sure your salon stays ready for whatever the day brings.
Why Beauty Salons
Trust Capitalize.
In the salon industry, image matters—but so does consistency. And when stylists leave, clients cancel, or the shampoo station floods mid-day (because of course it does), you need access to capital that moves at your pace.
At Capitalize, we get it. Our funding options are designed for real-life salon operations—fast, flexible, and easy to use when you need it most. Whether you’re navigating off-season slowdowns, expanding your team, or simply trying to stay fully stocked, we’re here to help you keep everything looking polished and professional.
Real-World Funding Solutions
Forget one-size-fits-all. Our funding adapts to your business—whether it’s seasonal slowdowns, unexpected expenses, or growth opportunities.
Fast, Hassle-Free Approvals
Because you’ve got better things to do than wait weeks for a decision. Our process is quick, simple, and gets you the funds when you need them.
We Say Yes (When Banks Won't)
Not everyone has perfect credit, and that’s okay. We focus on your business performance, not just your credit score, to get you the funding you deserve.
No Confusing, Misleading Terms
You’ll always know what you’re getting—no hidden fees, no fine print. Just clear, straight-forward funding that works for your business.
Beauty salons have a unique mix of fixed costs and unpredictable revenue. Whether you’re managing stylists on commission or trying to stay stocked with high-end products, cash flow can get complicated fast. Funding helps you smooth out the chaos and keep everything on point.
Here are some of the most common ways salon owners use funding:
Stocking Products and Supplies
From hair color to styling tools, product costs add up quickly. Working capital helps you restock regularly without having to wait on the next round of payments.
Upgrading Equipment and Stations
Chairs, mirrors, lighting, shampoo bowls… when they’re outdated or broken, clients notice. Financing lets you invest in upgrades without missing a beat.
Covering Payroll and Booth Rent
Whether you’re paying stylists or covering rent for commission-based talent, funding helps you stay consistent—no matter how slow the week is.
Offering New Salon Services
Thinking of adding lashes? Skin care? A new nail tech? Funding gives you the flexibility to grow your offerings and bring in new streams of revenue.
Applying For Beauty Salon Funding.
Applying for salon business funding is quick, flexible, and refreshingly easy. Whether you’re covering booth rent, upgrading your space, or restocking inventory, we’ve designed the process to fit into your schedule—not take over your day.
We make the application process fast and stress-free, so you can get back to focusing on clients, and bookings. Get started today and keep your business beautiful.
Step 1: Complete Your Application
Fill out our quick online form with basic business details and recent business bank statements.
Step 2: Get Approved For Funding
Our team will review your submission and provide tailored funding options to suit your needs.
Step 3: Receive Your Funds Fast
Your business will receive funds in as little as 24-hours to help you manage cash flow and grow.
Keep Your Beauty Salon Styled For Success—With Flexible Funding You Can Count On.
Whether you’re restocking shelves, adding new services, or covering a slow week’s payroll, Capitalize Funding makes sure you have the resources to keep everything running smooth and polished. With fast approvals, zero fluff, and funding that actually fits your flow, we’re here to help your salon stay sharp and shine bright. Schedule a consultation with our team, or apply now and keep building the business your clients love to come back to.