Funding Guide
Small Business Funding For Landscaping Companies.
Flexible funding solutions to keep your landscaping business growing—season after season.
No Application Fees
Unlike most other companies, we won't ever charge you a fee to apply, or any junk fees.
No Collateral Needed
No need to secure the payback with property, equipment, or any of your other assets.
No Lengthy Paperwork
All that we need is a one-page application and 4 months of business bank statements.
No Personal Guarantee
Most options are secured by the business' revenue, and not by the business' owner.
Rooted In Flexibility: Funding For Landscaping Companies.
Running a landscaping business means juggling seasonal work, large material orders, high fuel costs, and expensive equipment upkeep—all while keeping your crew moving and your schedule full. Whether you’re scaling up for the busy season or covering costs during slow months, access to fast, flexible capital can make all the difference.
At Capitalize Funding, we offer financing built for the real-life challenges of landscaping companies. From covering payroll and ordering materials to buying new equipment or expanding into commercial contracts, we help you stay steady and scale smart—without missing a beat.
Why Landscaping Businesses Trust Capitalize.
Landscapers across the country turn to Capitalize for one simple reason: cash flow doesn’t grow on trees. You’re out there navigating unpredictable weather, staggered project payments, and rising costs for everything from fuel to fertilizer—all while managing client expectations, crew schedules, and equipment upkeep. Whether you’re running a solo operation or managing multiple crews across residential and commercial accounts, it’s easy for expenses to pile up long before a payment clears. We get it.
Our funding options are designed to keep your business moving—even when nature (or clients) don’t cooperate. We prioritize speed, flexibility, and simplicity—because we know downtime isn’t just inconvenient, it’s expensive. Whether you’re bidding larger jobs, scaling your team, or simply staying ahead of the chaos, we’re here to help you stay steady and successful through every season.
Fast, Hassle-Free Approvals
Because you’ve got better things to do than wait weeks for a decision. Our process is quick, simple, and gets you the funds when you need them.
We Say Yes (When Banks Won't)
Not everyone has perfect credit, and that’s okay. We focus on your business performance, not just your credit score, to get you the funding you deserve.
No Confusing, Misleading Terms
You’ll always know what you’re getting—no hidden fees, no fine print. Just clear, straight-forward funding that works for your business.
From spring prep to fall cleanup, landscaping businesses go through massive cash flow swings throughout the year. Demand can spike overnight, and the expenses to keep up—fuel, labor, supplies—often come due before a single payment hits your account. That’s where flexible funding steps in—keeping your operations moving, your crews paid, and your calendar full, no matter what’s happening with cash on hand.
Below are some of the most common ways landscaping businesses use funding:
Buying Materials Before Payment
Mulch, sod, gravel, and plants often need to be purchased before the job starts. Working capital lets you stock up in advance and take on bigger contracts without waiting on a deposit.
Upgrading Equipment and Vehicles
Essential tools like mowers, trailers, and blowers need regular maintenance or replacement. Equipment financing helps you invest in upgrades without draining your reserves.
Covering Payroll During Gaps
Delayed client payments can make it tough to meet payroll—especially during busy season. Funding ensures your crew gets paid on time, so you can keep jobs moving and morale high.
Bridging Off-Season Slumps
When the phone stops ringing, fixed costs keep coming. Short-term capital helps cover operating expenses through slow months, so you’re ready to ramp up when the season picks back up.
Applying For Landscaping Company Funding.
Applying for landscaping company funding is fast, simple, and designed for busy business owners like you. We’ve streamlined the process so you can focus on jobs and scheduling—not paperwork. Whether you need capital for materials, equipment, or payroll, we’ve got you covered.
We make the application process quick and easy, so you can secure the capital you need without delays. Get started today and keep your landscaping business growing strong.
Step 1: Complete Your Application
Fill out our quick online form with basic business details and recent business bank statements.
Step 2: Get Approved For Funding
Our team will review your submission and provide tailored funding options to suit your needs.
Step 3: Receive Your Funds Fast
Your business will receive funds in as little as 24-hours to help you manage cash flow and grow.
Help Your Landscaping Business
Bloom—With The Capital To Back It.
Whether you’re stocking up for the spring rush, expanding your crew, or keeping things running through the slower months, Capitalize Funding has your back. With fast approvals, no hidden fees, and a team that knows how seasonal businesses operate, we’ll help you stay ready for whatever the forecast brings. Apply today—and let’s grow something great together.