Funding Guide
Small Business Funding For Restaurants.
Flexible funding solutions to keep your restaurant open, staffed, and serving—day or night.
No Application Fees
Unlike most other companies, we won't ever charge you a fee to apply, or any junk fees.
No Collateral Needed
No need to secure the payback with property, equipment, or any of your other assets.
No Lengthy Paperwork
All that we need is a one-page application and 4 months of business bank statements.
No Personal Guarantee
Most options are secured by the business' revenue, and not by the business' owner.
Flexible Funding Solutions
For Restaurants.
Running a restaurant is no small feat. From ingredient costs and staff schedules to equipment breakdowns and unexpected slow nights, cash flow challenges are constant. The bills don’t wait just because business is slow—or because the fryer caught fire during lunch rush.
At Capitalize Funding, we provide fast, flexible capital to help restaurant owners cover everyday expenses and seize growth opportunities. Whether you run a food truck, café, or full-service dining spot, we make sure you’ve got access to the working capital you need—when you need it.
Why Restaurants Trust Capitalize.
Restaurants have high overhead, tight margins, and unpredictable income. You might have a packed house one day and a no-show crowd the next. Add in rising food costs, vendor invoices, equipment repairs, and payroll—it’s no wonder so many restaurant owners turn to flexible funding to stay ahead.
We understand the urgency of the service industry. That’s why our process is quick, simple, and built to match the speed of your business. You can get funded in as little as 24-hours with funding that fits your schedule, not a bank’s calendar.
Real-World Funding Solutions
Forget one-size-fits-all. Our funding adapts to your business—whether it’s seasonal slowdowns, unexpected expenses, or growth opportunities.
Fast, Hassle-Free Approvals
Because you’ve got better things to do than wait weeks for a decision. Our process is quick, simple, and gets you the funds when you need them.
We Say Yes (When Banks Won't)
Not everyone has perfect credit, and that’s okay. We focus on your business performance, not just your credit score, to get you the funding you deserve.
No Confusing, Misleading Terms
You’ll always know what you’re getting—no hidden fees, no fine print. Just clear, straight-forward funding that works for your business.
How Restaurants Deploy
Small Business Funding.
Cash flow in the food industry can change fast. Supplies need to be ordered before a single plate is served, and payroll hits whether the dining room is full or not. That’s why many restaurant owners use business funding to stay consistent, keep up with demand, and manage emergencies.
Below are some of the most common ways restaurant companies use funding:
Ordering Inventory and Ingredients
Food, beverages, to-go containers—it all adds up. Working capital helps you buy what you need in bulk, stay ahead of shortages, and avoid last-minute supplier stress.
Upgrading or Repairing Equipment
If the walk-in goes down or the stove quits mid-shift, you can’t afford to wait. Equipment financing gives you the cash to repair or replace without hesitation.
Covering Payroll Costs
Whether it’s a snowstorm or a holiday slump, slow weeks happen. Business funding ensures your staff stays paid so you’re fully staffed when things pick back up.
Expanding or Renovating
Opening a patio? Adding seating? Expanding hours? Growth costs money. Funding helps you take that next step without sacrificing your day-to-day operations.
Applying For Restaurant Funding.
Applying for restaurant funding is fast and hassle-free. We’ve streamlined the process so you can focus on running your business while we handle the funding. Whether you need funding for ingredients, payroll, or equipment purchases, we’ve got you covered.
We make the application process quick and easy, so you can secure the capital you need without delays. Get started today and keep your business moving forward.
Step 1: Complete Your Application
Fill out our quick online form with basic business details and recent business bank statements.
Step 2: Get Approved For Funding
Our team will review your submission and provide tailored funding options to suit your needs.
Step 3: Receive Your Funds Fast
Your business will receive funds in as little as 24-hours to help you manage cash flow and grow.
Keep Your Restaurant Cooking—With Capital That’s Always On The Line.
Whether you’re restocking the line, fixing broken equipment, or covering payroll after a slow weekend, we’re here to help. Our funding is fast, flexible, and designed to support your business in real-time—so you can stay open, stay staffed, and stay profitable. At Capitalize Funding, we understand how demanding restaurant life can be. That’s why we work quickly to get you what you need, without the red tape. Apply now or schedule a consultation today and keep your kitchen moving.