GET FUNDED
Running a construction business means juggling multiple projects, managing crews, and keeping materials flowing to job sites. For Cornerstone Construction, the biggest obstacle wasn't finding work—it was managing the gap between paying for supplies and getting paid by clients.
$250,000.00
Construction
Bridge Payment Gaps
*To protect our client's privacy, names and identifying details have been modified.
Cornerstone Construction, a commercial construction company, based in southern California, had a clear vision for growth. With a decade of experience in small to mid-sized commercial projects, the company's leadership saw an opportunity to expand to take on larger, more lucrative contracts. Their ambition was to transition from local strip mall renovations and office fit-outs to multi-story commercial buildings and expansive retail complexes.
Cornerstone Construction faced a challenge common in the construction industry. While their clients operated on net-90 billing terms, the company needed to purchase materials and supplies upfront before starting any new jobs. This created significant cash flow strain that threatened their ability to take on new projects.
Three-month wait for client payments on net-90 billing terms.
Upfront costs for materials and supplies required before starting projects.
Difficulty accepting new contracts without depleting financial reserves.
Limited working capital preventing growth despite strong demand.
Cornerstone Construction turned to Capitalize Funding for a customized funding solution. Unlike traditional loans with rigid terms and lengthy approval processes, Cash Flow Funding provided the flexibility they needed to purchase materials and supplies exactly when projects required them.
This is how Cash Flow Funding addressed their needs:
Same-day funding allowed Cornerstone to purchase materials before the next job.
Flexible terms aligned with construction billing cycles, not a bank's schedule.
By paying off their balance when their receivables hit, Cornerstone saved big.
This funding approach allowed Cornerstone Construction to accept new contracts with confidence, knowing they could cover upfront costs while waiting for payments to arrive.
Since partnering with Capitalize Funding in 2017, Cornerstone Construction has experienced transformative results:
The business was able to grow beyond local renovations and into larger, more complex commercial projects.
By making consistent, on-time payments, the company rebuilt supplier trust and opened the door to better terms.
With extra capital on hand, every new contract became an opportunity instead of a financial decision.
A reputation for reliability does the selling. Cornerstone's clients noticed—and they started talking.
Cornerstone Construction no longer has to choose between accepting new work and maintaining stability. They can purchase quality materials, keep their crews working consistently, and build a reputation for reliability that generates repeat business.
They are the best, period. They are knowledgeable, honest, and they make big things happen. Everyone I've worked with has been incredible. I've been with Capitalize since 2017, and I always recommend them to every business owner that I know.
Cornerstone Construction
Cornerstone Construction's story demonstrates how the right funding partner can transform business operations. At Capitalize Funding, we understand that small businesses need more than just money—they need partners who believe in their vision and provide customized solutions that fit their specific circumstances.
If your business faces similar challenges with extended payment terms or upfront costs, Cash Flow Funding might be the solution you've been looking for. Ready to learn how we can help your business thrive? Contact us today to discuss your specific needs and discover how we can support your success story.
Let's get the right funding in place so you can focus on growing your business.
Federal law requires all
financial
institutions to obtain, verify and record information that identifies each person and entity
that
opens an account or establishes a relationship with such institution, including name, birthdate,
social security or federal tax identification number, and other information that will allow the
financial institution to verify the person's and/or entity's identity.
What this means for you:
When opening an account, we will ask for this and other information, which will allow us to
identify
you, including your driver's license or other government identification.