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Merchant Cash Advance Funding.

Large Funding Amounts: Approvals up to $2,000,000

Pre-Pay Discounts: Huge savings when you pre-pay

Fast Funding Time: Same-day funding and availability

Dedicated Advisor: A specialist for every application.


GET FUNDED

Need funding fast? Cash Advances provide flexible, same-day business lending solutions to help cover daily expenses, manage cash flow, and seize growth opportunities without the wait.

Let's Get Down To Small Business

Under $10,000
$10,000-$20,000
$20,000-$50,000
$50,000-$100,000
$100,000-$150,000
$150,000-$300,000
$300,000+
Working capital
Buy equipment
Inventory
Cover payroll
Job materials
Consolidate debt
Other reason
0-6 months
6-12 months
1-2 years
2-5 years
5+ years
Today
Within 24-48 hours
Sometime this week
Within 1-3 weeks
I'm in no rush

🔒 Pre-qualification will not affect your credit score.

Funding Amounts

Up to $2,000,000

Repayment Terms

4 - 15 months

Timeline To Funding

Same-day funding

What Is A Merchant Cash Advance?

A Merchant Cash Advance provides fast business funding by giving you upfront cash in exchange for a percentage of your future sales. Unlike traditional loans, a Merchant Cash Advance offers flexible approval criteria with no collateral requirements, making it an ideal solution for businesses with challenged credit or those in need of immediate working capital without the red tape.

Best Ways To Utilize A Merchant Cash Advance.

From handling unexpected expenses to expanding your business, a Merchant Cash Advance is a fast and practical way to access working capital. Whether it's managing payroll, purchasing inventory, or covering operational costs, MCA funding helps bridge cash flow gaps with same-day availability.



Day-to-Day Operations

For everyday things that keep your business' lights on—even the lights themselves.

Purchase Inventory

Every business needs a product to sell. For when yours starts to get a little too low.

Marketing Initiatives

Because you have an invaluable service to provide and the whole world should know it.

Managing Cash Flow

Managing the ebbs and flows of revenue is a reality that every business owner knows.

Covering Payroll Costs

When payday conveniently falls on the same day as an opportunity of a lifetime presents.

Project or Job Supplies

While you're still waiting to get paid for the last job, but need cash start on the next one.

Unexpected Expenses

It happens to the best of us. For the things, both good and bad, you never see coming.

Any Short-Term Need

Any temporary situation that you wouldn't still want to be paying for 1+ years later.

Unsure if it's a fit? Check out the funding product use case evaluation for guidance,
or schedule a complementary funding consultation to discuss your specific needs.

The Key Benefits Of Merchant Cash Advance Funding.

A Merchant Cash Advance offers an alternative to traditional lending for small businesses needing immediate funding. With quick approvals, no fixed monthly payments, and repayment based on sales, it's a solution that aligns with your business' cash flow cycle.

Fast Access To Funding

Get approved and funded in as little as 24-hours, providing immediate relief and helping you seize opportunities without delay. Fast funding ensures your business stays agile and ready to tackle any financial challenge.

Find out what your Fundability Score is.

Flexible Repayment Terms

Repay your advance through a percentage of your daily sales, making it easier to manage during slow periods and busier seasons. This means payments naturally adjust to your business' cash flow without added pressure.



Low Qualification Requirements

No need for perfect credit or collateral. Approval is based on your business' revenue and cash flow. This makes it a practical option for businesses that might struggle with traditional loan qualifications.

No Pre-Payment Penalties

Pay off your balance early without any fees, giving you the freedom to clear your balance whenever it makes sense for your business. An early payoff will help you save substantially on the payback.

GET FUNDING IN A FLASH

Need to combine multiple Merchant Cash Advances? Learn about MCA Consolidation.

How To Qualify For A Merchant Cash Advance For Your Business.

Qualifying for a Merchant Cash Advance is simple, focusing on your daily sales rather than your credit score. If your business processes regular credit card or bank deposits, you could be approved for funding within hours.

Generally, qualified applicants met the following criteria:

Minimum Revenue

Minimum of $20,000 average monthly revenue over the last 4 months

Minimum Time In Business

At least 6 months or more, depending on the industry

Payment History

No unresolved defaults or active judgments on any previous funding

Minimum Credit Score

A minimum personal credit score of at least 450 or higher

Find out how much funding your business is eligible for.

Applying For Merchant Cash Advance Funding.

Getting started with Merchant Cash Advance funding for your business is a simple, straightforward process.

With minimal paperwork and a quick turnaround, you'll have the funds you need deposited directly into your business account in just a few hours.

Step 1: Complete Your Application

Fill out our funding application with basic business details and most recent business bank statements.

Step 2: Get Approved For Funding

Our team will review your submission and provide tailored funding offers that suit your unique needs.

Step 3: Receive Your Funding Fast

Your business will receive funds in as little as 24-hours to help you manage cash flow and grow.

Ready To Secure Your
Merchant Cash Advance?

Getting the funds you need to keep your business running smoothly shouldn't be complicated. Our hassle-free application process makes it easy to access the funding you need—fast. Whether you need cash to cover day-to-day operations, or take advantage of the opportunity of a lifetime, we'll guide you every step of the way to secure the right financing solution for you.

LEVEL UP YOUR BUSINESS


Still have questions? Check out our FAQs below or speak with a funding specialist.

Not quite the right fit for your business?

Explore these other funding options.

Working Capital

LEARN MORE

Cash Flow Funding

LEARN MORE

Business Line Of Credit

LEARN MORE

View All Options

LEARN MORE

Find the right funding product for your business.

How fast can I get funded with a Merchant Cash Advance?

You can receive funding in only a matter of hours. We understand time is of the essence when it comes to funding your business. Our fast business funding process guarantees not to waste any of yours. From the time your application and documents are submitted, you can receive an offer as soon as 1-hour from then, and once the terms are accepted, funding typically happens 1-2 hours after. Depending on the time of day, the whole process can be completed in as little as 3 hours.

What are the differences between an MCA and a business loan?

Merchant cash advances (MCAs) provide quicker approvals and repayments based on your daily sales, unlike traditional loans that have fixed monthly payments. This makes MCAs ideal for businesses with fluctuating revenue, offering a safeguard against unexpected challenges.

Can I use a Merchant Cash Advance for any business expense?

Absolutely! Unlike traditional loans, there are no restrictions on how you choose to use the proceeds from an MCA. Whether you need to cover payroll, purchase inventory, or handle unexpected costs, a merchant cash advance offers flexible working capital solutions tailored to your business.

Are Merchant Cash Advance loans easy to qualify for?

Yes! MCA funding is primarily based on your revenue, not your credit score. As long as your business processes regular transactions with some degree of consistency, you can qualify for funding with very minimal requirements.

Is a Merchant Cash Advance good for businesses with cash flow gaps?

Yes, MCAs are tailor-made for your business! They are an excellent solution for any businesses facing seasonal slowdowns or unexpected expenses, offering quick relief without the hassle of traditional loans, and financial protection from all things unknown.

FAQs About Merchant Cash Advances.

Not sure if an MCA is right for you? We've got the answers to the questions that you want to know most, so you can make an educated decision whether this funding option is the right fit for your business.

Check out our FAQs for all the insights you need, or you can schedule a funding consultation to review your specific situation with a dedicated funding consultant.

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