Cash Flow Funding
Cash Flow Funding
For Businesses.
Flexible funding for businesses that need cash flow
solutions fast—without the hassle. Apply today!
Funding Amounts
$20,000 - $2,000,000
Repayment Terms
4 - 12 months
Timeline to Funding
Within 24-hours
How Does Cash Flow Funding
Work For Small Businesses?
Designed to support businesses experiencing temporary cash flow shortages, cash flow funding offers a dynamic approach, similar to a line of credit. This product is specifically geared towards industries such as the construction industry or the healthcare industry, where billing cycles can create financial gaps and businesses only need to take on funding for a very short period time until their receivables come in.
Smart Ways To Use Cash Flow
Funding For Your Business.
Cash flow funding is a versatile solution designed to cover temporary financial gaps and keep business operations running smoothly. Unlike traditional loans, cash flow funding is tailored for short repayment periods, making it ideal for businesses that expect quick receivables and need immediate working capital.
Project or Job Supplies
While you're still waiting to get paid for the last job, but need the capital start on the next one.
Waiting On SBA Funding
Most businesses don't have the 10+ weeks to wait around for the SBA's funding to come through.
Unexpected Expenses
It happens to the best of us. For those things, both good and bad, that you just never see coming.
Filling Invoices or Orders
You have an invoice to fill but no cash to fill it, but you can't get paid if you don't fill the invoice..
Day-To-Day Opportunities
When payday conveniently falls on the same day that opportunity of a lifetime presents itself.
Accounts Receivable Gaps
Because you can't control when someone is late with a payment, but the business still has to open.
Covering Payroll Costs
When payday conveniently falls on the same day that opportunity of a lifetime presents itself.
Any Short-Term Need
Any situation you can think of that you wouldn't want to still be paying for in 1+ years from now.
Unsure if it's a fit? Check out the funding product use case evaluation for guidance,
or schedule a complementary funding consultation to discuss your specific needs.
Cash flow funding offers several unique advantages compared to traditional financing options. With a focus on flexibility, businesses can access only the funds they need, avoiding unnecessary debt. Plus, our cash flow funding solution features low documentation requirements and a fast approval process, making it one of the most accessible funding options available. The added benefit of pre-payment discounts allows businesses to save significantly by repaying early, putting them in control of their finances.
Tailored To Billing Cycles
Tailored to align with standard industry billing cycles, it provides a reliable way for businesses to manage their finances efficiently and improve their operational liquidity.
Short-Term Flexibility
Designed for short-term usage, this funding option offers businesses a quick solution to bridge temporary gaps in cash flow. The flexibility helps businesses maintain operations without long-term debt commitments.
Ease Of Access To Funds
Once established, cash flow funding provides quick access to funds. This ensures that businesses can respond quickly to funding needs as they arise.
Save Big On Interest Costs
Structured to match standard industry billing cycles, businesses are incentivized to utilize this feature by offering strong early payoff discounts throughout the first 90-days.
Cash Flow Funding Qualification
Criteria For Small Businesses.
Qualifying for cash flow funding is easier than you might think. Unlike traditional bank loans, which rely heavily on credit history, our process focuses on your business' cash flow and financial health. To qualify, businesses typically need to demonstrate consistent revenue, have a minimum time in operation, and provide recent bank statements to verify financial stability. Even if your credit isn’t perfect, our funding is designed to be flexible and accessible.
Minimum Revenue
Minimum of $20,000 average monthly revenue
Minimum Time in Business
Minimum time in business of at least 12 months or more
Minimum Credit Score
Minimum personal credit score of 600 or higher
Past Payment History
No active judgments or any
defaults on past funding
Applying For A Short-Term Cash Flow Loan.
Applying for a cash flow funding is simple and fast. Whether you're dealing with late payments, or gaps in your accounts receivables, our streamlined process ensures you get the fast, easy funding you need without the hassle. With minimal paperwork and a quick turnaround, securing the right funding has never been easier.
Step 1: Complete Your Application
Fill out our quick online form with basic business details and recent business bank statements.
Step 2: Get Approved For Funding
Our team will review your submission and provide tailored funding options to suit your needs.
Step 3: Receive Your Funds Fast
Your business will receive funds in as little as 24-hours to help you manage cash flow and grow.
Ready To Secure Cash Flow
Funding For Your Business?
Whether you need fast funding to cover operational gaps or a short-term solution to maintain cash flow stability, cash flow funding is here to help. Our simple application process ensures you get approved quickly, with same-day funding, making the funds available to you almost instantly. Apply today and take control of your business’s cash flow with confidence.
Still have questions? Check out our FAQs below or speak with a funding specialist.
Cash flow funding is a short-term financing option designed to help businesses manage temporary cash shortages. It provides immediate working capital based on your revenue, allowing you to cover expenses such as payroll, inventory, or other operational costs. Unlike traditional loans, cash flow funding offers flexible repayment options and early payoff incentives to help businesses save on interest.
Traditional loans often require extensive documentation, strong credit history, and long repayment terms. Cash flow funding, on the other hand, focuses on your business’s revenue performance and provides fast access to funds with minimal paperwork. Plus, it offers flexible repayment options based on your cash flow, making it an ideal solution for short-term needs.
Early payoff discounts allow you to reduce your total repayment cost by settling your balance ahead of schedule. This feature makes cash flow funding one of the most cost-effective options for businesses that expect a quick revenue turnaround and want to save on financing costs.
With a streamlined application process and fast approval times, cash flow funding can provide businesses with access to capital in as little as 24 hours. The exact timing depends on how quickly required documents are submitted and reviewed.
If your business experiences fluctuations in cash flow, such as seasonal slowdowns or delayed receivables, cash flow funding can help bridge those gaps without long-term financial commitments. It’s best suited for businesses looking to cover short-term operational needs without taking on unnecessary debt.
Cash Flow Funding Frequently Asked
Questions.
Have questions about cash flow funding? We’ve got answers. Understanding how cash flow loans work, the benefits, and whether it's the right fit for your business is key to making the best financial decisions. Check out our most frequently asked questions to get the insights you need.
Not quite the right fit for your business?
Explore these other funding options.
Working Capital Loan
Business Line of Credit
Merchant Cash Advance
View All Options
Or schedule a funding consultation for a complimentary business funding analysis.