GET FUNDED
A broken freezer, a busted truck, an "oops" tax bill—whatever knocked you sideways, our fast funding solution prop you back up. Apply in minutes, get funds in as little as a few hours, and choose a repayment plan that won't strangle your cash flow. Focus on fixing the problem; we'll handle the financing.
$10,000 - $2,000,000
5 - 18 months
Within 24-hours
Unexpected costs don't ask if cash is on hand—they just land, instantly stretching the gap between today's payables and next week's receivables. That isn't mismanagement; it's the math of running a business where bills, wages, and rent move on a fixed schedule.
Close the gap quickly and everything keeps humming along. Wait too long and each day of delay compounds into missed opportunities and tougher conversations down the line.
Critical machinery breaks down and production grinds to a halt.
Severe weather hits and emergency repairs can't be delayed.
An unexpected tax bill demands immediate, unplanned payment.
A key supplier raises their prices, straining inventory costs.
System outages cripple operations and revenue and workflow stalls.
The delivery truck stalls out mid-route, disrupting service.
No matter how carefully you budget, something expensive will break, leak, or demand a signature when cash is already committed elsewhere. It isn't a reflection of your planning skills—it's how business math collides with real-world chaos. Profits depend on how quickly you plug the hole, not on pretending the hole won't appear.
You've got a full schedule and a dead transmission. The work is there, but the wheels aren't turning. This isn't a "slow season"—it's a dead stop that costs you money every hour you're parked.
An accounting error. A legal fee. An assessment you didn't see coming. These aren't operating costs; they're gut punches. They don't just lower your margin—they threaten your whole momentum.
Your team needs to be paid on Friday, but your biggest invoice is still being processed. You have the revenue, but you don't have the cash. You shouldn't have to choose between a "good hire" and a "late fee."
A competitor is liquidating. Your supplier is offering a huge discount for bulk orders. A contract needs a deposit today to start on Monday. If you don't have the cash, you don't just miss out—you fall behind.
When an unexpected bill lands, speed and flexibility matter most.
Surprise expenses can't wait for slow approval timelines. Each product below is designed to deliver quick cash on demand, with repayment structures that respect real-world cash flow.
BEST MATCH
Keep your business running smoothly with a short-term funding solution designed to take care of the day-to-day operational expenses.
Smooth out the gaps in your cash flow or bridge slow payments with funding that's designed to match the way your billing cycle works.
Funding that's tied to your revenue, rather than being tied to a rigid repayment schedule. Payments adjust according to business performance.
Revolving capital on-demand. Draw funds when needed and only pay interest on what's borrowed. Credit replenishes as you repay.
When it comes to unexpected expenses, we understand that time is of the essence. We move as fast as your emergency does because we know that a one-day delay in funding can set your business back weeks.
If speed is your priority, it is entirely possible to have funds in your account before the end of the same business day. At the very latest, you'll see the funds in your account by the following morning.
The key to hitting that "same-day" mark is to make sure that you submit all the necessary documents to us before mid-morning, that way we can move straight from a conversation into a solution.
Eligibility is determined by your business' performance, rather than traditional lending metrics. Because our funding is revenue-based, approval considerations focus on how your business generates and manages revenue. This ensures that the funding acts as a solution, not a burden that puts your business at risk when decisions need to be made quickly.
To find out how much funding your business is eligible for, visit our eligibility calculator for an instant pre-approval, or if you're ready to get started, apply now for a personalized, no-obligation funding quote.
We've stripped the "banker's red tape" out of the process to keep things simple. As long as your business has consistent, stable revenue and has been operating for at least one year, you can take advantage of our fast funding options to handle whatever life throws your way.
You can view our funding document checklist for a list of the documents required to apply for each funding option.
None. We believe funding should be a bridge to your next success—not a permanent weight on your bottom line. If your cash flow allows you to settle your balance ahead of schedule, we won't punish you for being successful. In fact, we'll reward you for it.
You can use our discounted payoff calculator to see exactly how much your business could save by paying off your balance early.
A sudden breakdown shouldn't be a permanent shutdown. We provide the financial shock absorbers you need to take the hit, fix the problem, and keep moving without missing a beat.
Capitalize Funding is built for the "real world" moments that don't make it onto the calendar. Because when the unexpected happens, you need more than a bank—you need a partner who's ready to jump in today.
Explore other scenarios where funding can help keep your business moving.
Federal law requires all
financial
institutions to obtain, verify and record information that identifies each person and entity
that
opens an account or establishes a relationship with such institution, including name, birthdate,
social security or federal tax identification number, and other information that will allow the
financial institution to verify the person's and/or entity's identity.
What this means for you:
When opening an account, we will ask for this and other information, which will allow us to
identify
you, including your driver's license or other government identification.
