GET FUNDED
Running a medical practice means caring for patients first and waiting for payment later. For Meridian Family Practice, that gap between providing care and receiving reimbursement created a real problem that threatened day-to-day operations.
$125,000.00
Healthcare
Bridging Cash Flow
*To protect our client's privacy, names and identifying details have been modified.
Meridian Family Practice, a busy primary care practice based in suburban New Jersey, had built a loyal patient base and a full schedule. Revenue was strong and the practice was growing. The problem wasn't the patients—it was waiting for insurance to pay for them.
Medical practices face a very unique cash flow challenge. Insurance reimbursements can take 30 to 90 days to arrive, sometimes longer if claims require additional review. During that waiting period, the practice still has to cover payroll, rent, medical supplies, utilities, and equipment costs.
Meridian Family Practice was busy, profitable, and growing. Patients filled the schedule every day. But the revenue cycle didn't match the expense cycle.
Insurance company reimbursements taking 30 to 90 days or longer to arrive.
Staff paychecks due every two weeks, regardless of when payments came in.
Medical suppliers expecting payment on delivery for supplies and medications.
Fixed overhead costs, like rent and utilities, that couldn't be pushed back or delayed.
Meridian Family Practice turned to Capitalize Funding for a Cash Flow Funding solution that worked around the reimbursement cycle instead of fighting it. Approval was based on the practice's actual revenue and the predictable nature of insurance payments—giving the practice access to capital without the wait.
This is how Cash Flow Funding addressed their needs:
Capital was based on what insurance already owed the practice—not on credit scores or collateral.
Meridian got immediate access to funds without sitting through another 90-day reimbursement cycle.
The staff got paid, medical supplies stayed stocked, and the practice kept operating while insurance caught up.
The funding didn't solve a crisis. It solved an ongoing operational challenge that many medical practices face but few talk about openly. Cash Flow Funding gave the practice breathing room to operate the way it should, without the constant stress of timing mismatches between revenue and expenses.
Since partnering with Capitalize Funding, Meridian Family Practice was able to stop managing around the reimbursement cycle and start running the practice the way it was meant to be run.
Payroll was never in question again, regardless of where the practice stood in the reimbursement cycle.
Medical supplies and medications stayed at consistent levels without waiting for insurance checks to arrive.
With cash flow under control, the practice could focus on patient care instead of worrying about finances.
Meridian Family Practice kept growing without the constant pressure of timing mismatches slowing them down.
Meridian Family Practice no longer had to choose between taking care of patients and taking care of the business. With the insurance reimbursement gap covered, the practice was able to do both.
We were seeing patients every day but the money wasn't coming in fast enough to keep up. Capitalize understood exactly what we were dealing with and got us funded without making it complicated.
Meridian Family Practice
Thousands of medical practices across the country deal with the same reimbursement delays and the same cash flow pressures. Cash flow funding offers a different approach. It's designed specifically for businesses that have predictable revenue but face timing gaps between delivering services and receiving payment.
If your practice is dealing with the same challenges Meridian Family Practice faced, the solution might be simpler than you think. Contact us today to start a conversation about how Cash Flow Funding could work for your practice.
Let's get the right funding in place so you can focus on growing your business.
Federal law requires all
financial
institutions to obtain, verify and record information that identifies each person and entity
that
opens an account or establishes a relationship with such institution, including name, birthdate,
social security or federal tax identification number, and other information that will allow the
financial institution to verify the person's and/or entity's identity.
What this means for you:
When opening an account, we will ask for this and other information, which will allow us to
identify
you, including your driver's license or other government identification.