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Funding Guide

Business Funding For Medical Practices.

Smart funding options that help keep your practice as healthy as you keep your patients.

Bridge the gaps caused by delayed insurance payments.

Purchase medical equipment with no out of pocket costs.

Stabilize cash flow and ensure operational costs are met.


LET'S TALK GET FUNDED

Let's Get Down To Small Business

Under $10,000
$10,000-$20,000
$20,000-$50,000
$50,000-$100,000
$100,000-$150,000
$150,000-$300,000
$300,000+
Working capital
Buy equipment
Inventory
Cover payroll
Job materials
Consolidate debt
Other reason
0-6 months
6-12 months
1-2 years
2-5 years
5+ years
Today
Within 24-48 hours
Sometime this week
Within 1-3 weeks
I'm in no rush

đź”’ Pre-qualification will not affect your credit score.

No Application Fees.

We'll never charge you a fee to apply—or for any other “just because” reason.

No Lengthy Paperwork.

An application, statements, and you're done. Funding without a pile of forms.

No Collateral Needed.

You won't have to back your funding. Keep your assets where they belong.

No Personal Guarantee.

Most of our options are secured only by your business revenue—not by you.

A Clean Bill Of Funding For Medical Practices.

Running a medical practice means navigating high costs, strict regulations, and inconsistent cash flow. While you're focused on delivering care, you're also managing payroll, medical supplies, rent, and delayed insurance reimbursements that can leave your books in limbo.

You went to medical school to help people, not to spend your nights chasing down claims or wondering if you can make payroll before the next reimbursement hits. That's the reality of running a practice—and it's exactly why the right funding partner matters.

Why Medical Practices Trust Capitalize Funding.

Healthcare providers do everything for their patients—often while juggling slow payments, tight margins, and massive overhead. Payroll doesn't wait for insurance companies to process claims, and neither does your landlord. Unfortunately, traditional banks don't move fast enough to support those realities.

We've worked with healthcare providers long enough to know that your cash flow doesn't follow a predictable schedule—and your funding shouldn't require one either.


SKIP THE WAITING ROOM

Fluent In Insurance Math

Our funding is built around the way the healthcare industry actually operates—because your cash flow shouldn't depend on when Aetna feels like paying.


From Claim Filed To Cash In Hand

Claims get delayed. Disputes drag on. Our funding bridges the gap between the care you've already provided and the claim payments that are still "in process".


On Call When You Need Us

Cash flow emergencies don't always schedule themselves during business hours. Our team is here whenever you need us. We'll always pick up the phone and get you answers fast.


Easier To Read Than Your Prescriptions

You'll always know what you're getting—no hidden fees, no fine print. Just clear, straight-forward funding that works for your practice, because you can read our handwriting.

How The Smart Medical
Practices
Leverage Funding.

In healthcare, the expenses are constant, but the payments rarely are. Insurance delays, reimbursement disputes, and up-front staffing or supply costs make it tough to stay ahead—even when your schedule is packed. That's why so many providers rely on funding to smooth out cash flow and stay ready for anything.

Here are some of the most common ways healthcare businesses use funding:



Medical Supplies and Inventory.

From gloves and gauze to high-end imaging consumables, supply costs add up fast. Having additional capital ensures your practice can stay fully stocked without having to wait on reimbursements.

Bridging Insurance Payment Gaps.

Insurance companies don't care that rent is due. Funding helps you bridge the 30-90+ day timeframe while waiting on insurance claim reimbursements so your practice can focus on doing what you do best.

Operational and Payroll Costs.

Doctors can't do it alone. Nurses, front desk staff, billing specialists, administrators—it takes a team to keep the practice running. Business funding helps make payroll a priority, even when insurance payments are delayed.

Equipment and Technology Upgrades.

Ready to upgrade your medical equipment, renovate your clinic, refurnish your waiting room, or update your Electronic Health Record systems? Funding gives you the freedom to grow without draining your cash reserves.


Find out how much funding your business could receive.

The Funding Process For Medical Practices.

You've already spend enough time on hold with insurance companies. Getting funded shouldn't feel like another claim submission.

Our application takes minutes, not hours—so you can stay focused on your patients, not your balance sheet.


NO REFERRALS NEEDED

Step 1: Complete Your Funding Application

Complete your funding application and submit your most recent business bank statements.


Step 2: Get Approved For Funding

Our team will review your file and present you with funding options tailored to your needs.


Step 3: Receive Your Funds Fast

You'll receive your funding in less than 24 hours directly into your business bank account.

Smart Funding Options For Medical Practices.

Every practice is different, and so is every prescription. Just like you wouldn't treat every patient the same way, we don't believe in one-size-fits-all funding. Here are the most common types of funding for medical practices—each one designed to address a different set of symptoms.



Cash Flow Funding

Smooth out the gaps in your cash flow or bridge slow payments with funding designed to match the way your billing cycle works.

Working Capital Loan

Keep your business running smoothly with short-term funding designed to take care of the day-to-day operational expenses, such as payroll, rent, etc.

Business Line Of Credit

Access to revolving capital on-demand. Draw funds when needed and only pay interest on the amount you borrowed. Credit replenishes as you repay.

Merchant Cash Advance

Funding that's tied to your revenue, rather than tied to a rigid repayment schedule. Payments adjust according to your business' performance.




Explore our full suite of business funding products.

Keep Your Medical Practice Running With Capital That's Always On Call.


Between insurance claim delays, rising costs of supplies, and the day-to-day demands of keeping a practice running, it's easy to feel like you're always one step behind.

When the gap between what you've earned and what you've been paid gets too wide, we're here to close it—not with complicated terms or drawn-out approvals, but with tailored funding that actually fits how your business operates.


RX: FUNDING, TAKE AS NEEDED
A pink piggy bank with a stethoscope and prescription bottle for 'Oink-ment'.


Still have questions? Check out our funding FAQs or contact us to speak with an advisor.

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